A review helps you understand existing life, health, trauma, income or mortgage protection cover before considering any change. A review does not automatically mean buying more or switching insurers.
What we look at
- Existing sums insured, policy ownership and benefits
- Gaps, overlaps, exclusions and waiting periods
- How changes in family, work or mortgage commitments affect your priorities
- Risks of cancelling or replacing a policy
Questions you may have
What should I bring to a review?
Current policy schedules, renewal notices, cover amounts and a note of any important life changes. Use only an approved secure channel for sensitive documents.
Will I have to change insurers?
No. We first review your existing arrangements and discuss what they cover. Any recommendation depends on your circumstances and the agreed advice process.
Should I cancel my current policy while reviewing options?
Do not cancel existing cover before replacement terms, underwriting outcomes and start dates have been fully assessed and explained.
How we work
Personal insurance advice operates under IFO Peace of Mind Advice Limited. Start with a conversation about what has changed.