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Specialist introduction only

Business insurance

Business insurance can include commercial property, liability or other covers for business operations. Specialist business insurance advice is provided through referral partners; personal risk cover for owners or key people can be discussed separately within the approved personal-insurance scope.

Specialist referral: The referred partner provides any advice, not Nestwell.

What we can explore

  • People-related business risk and key-person cover
  • Ownership and business-debt protection needs
  • Existing protection and important exclusions
  • Approved advice scope and any referrals needed

Questions you may have

What business insurance might I need?

Property, liability, business interruption and other covers can be relevant, depending on the business. A specialist referral partner can review your operations and explain potential risks and exclusions.

Can you help self-employed people with protection?

Yes. We can discuss personal insurance for illness, injury and income in the approved advice scope, and introduce specialist partners for business-level insurance needs.

What is key-person insurance?

It is a form of risk cover intended to address some financial effects on a business when a key individual experiences an insured event. Who owns the policy and receives any benefit should be carefully considered.

How we work

Tell us what sort of specialist you would like to speak to. We can make an introduction and the partner will confirm the scope, terms and disclosures of any advice.

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