Personal insurance advice
Protecting what matters.
Seven personal insurance advice services. Start with your priorities, then explore the detail with Sharleen.
Personal insurance advice
Life insurance
Life insurance is designed to provide a payment to nominated beneficiaries or your estate if you die while covered.
Personal insurance advice
Health insurance
Private health insurance can contribute towards eligible medical treatment, specialist appointments and surgery, within the policy’s benefits and limits.
Personal insurance advice
Trauma insurance
Trauma insurance can pay a lump sum following diagnosis of a serious illness or condition that meets the policy definition.
Personal insurance advice
Total & permanent disability
Total and Permanent Disability cover can provide a lump sum when illness or injury causes a lasting disability as defined by the policy.
Personal insurance advice
Mortgage protection
Mortgage protection insurance is often designed to help cover regular mortgage repayments when you cannot work due to eligible illness or injury.
Personal insurance advice
Income protection
Income protection insurance can replace part of your earnings for a defined period if illness or injury stops you working and you meet the policy conditions.
Personal insurance advice
Specific injury cover
Specific injury cover can provide a specified payment for an injury listed in the policy, even where you may not meet a broader income-protection claim definition.
Specialist introductions only
A connection to the right expertise.
These six services are provided through introductions to specialist referral partners. Nestwell does not provide the specialist advice for these categories.
Specialist introduction
KiwiSaver
KiwiSaver is a long-term savings and investment scheme with rules about contributions, withdrawals and fund choices.
Specialist introduction
Investments
Investments and insurance serve different purposes, and “investment insurance” is not a single standard product category.
Specialist introduction
House insurance
House insurance can help protect your home against insured damage or loss, subject to the policy and its limits.
Specialist introduction
Contents insurance
Contents insurance can help cover eligible damage, loss or theft of household belongings.
Specialist introduction
Car insurance
Car insurance may cover damage to your vehicle or liability for damage to other vehicles and property, depending on whether cover is comprehensive, third-party, or another type.
Specialist introduction
Business insurance
Business insurance can include commercial property, liability or other covers for business operations.